Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

HSA Vs. FSA: Which Is Better?

Health Savings Accounts (HSAs) and flexible spending accounts (FSAs) are group benefits offered to employees that are similar in some ways. Both are accounts that allow you to make tax-free contributions to save for medical costs. However, there are several key differences between HSAs and FSAs. What Is An HSA? An HSA is a health savings account with tax advantages, used in combination with a...

Weird Life Insurance Questions You Were Too Afraid To Ask

Life insurance, by its very nature, is deeply personal. It transforms the vulnerable into the secure. It can also leave you wondering – how does that all work, anyway? Keep reading for answers to a few curious questions you’ve probably wondered about life insurance… but were too afraid to ask. Q: I have a dangerous hobby. Can I still get life insurance? A: In many...

How To Find A Lost Life Insurance Policy

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find out. Here are some tips to help. 5 Ways to Locate a Lost Life Insurance...

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